Where is it better to open a company account in 2026

It is realistic to open a company account for an offshore company in 2026 with a European online bank (EMI or electronic money institution) in 1–2 days without a personal visit to the bank. All bank forms for opening an offshore company account can be submitted and completed online through a Fintech app on a smartphone — it is fast and convenient. We offer our clients the best conditions for opening company and personal bank accounts for investment and commercial purposes. The banks and European payment systems (EMI) we work with have a reliable reputation in financial circles and are located in different jurisdictions, but they all have one thing in common: a strict confidentiality policy and an understanding of the special features of business in Ukraine and neighbouring countries.

Global business without borders: open a company account for your English UK Ltd or offshore company with payment systems in the EU and worldwide!

In the digital economy, traditional banking often becomes too slow and bureaucratic for international business. If your company (an English Ltd company, European holding company or offshore structure) needs fast settlements, flexible conditions and modern fintech, the best solution is open a company business account with licensed payment systems with its own separate IBAN account number, the same as in traditional banks.

This is a legal, fast and very convenient alternative to traditional banks that works fully remotely.

What is a payment system (EMI)?

A payment system is a licensed financial companyfocused on electronic services for business and private clients worldwide. They operate under strict international licences, for example EMI licences in the European Union, and their activity is regulated by financial supervisory authorities in the same way as banks. The main difference is the absence of paper bureaucracy and a focus on instant online transactions.

Main advantages of an account with a payment system

• 100% remote opening: You do not need to travel anywhere. Identification of owners and directors is completed fully online.
• friendly to offshore companies and High-Risk: Unlike Swiss or traditional European banks, payment systems open accounts for offshore companies and also for high-risk businesses (IT, crypto, e-commerce, gambling).
• minimum Substance requirements: To open a company account not required there is no need for a real office, lease or employees in the country where the company is registered.
• low fees: Account maintenance and fees for incoming/outgoing transfers are often much lower than at traditional banks.
• multi-currency and integration: You receive unique IBAN numbers in EUR, USD, GBP and other currencies. Business cards can easily be linked to PayPal, Stripe and other merchant accounts for receiving payments from clients.

Who is this solution ideal for?

1. Trading and IT companies, for example UK Ltd: that need fast settlements with partners around the world (SEPA, SWIFT, CHAPS).
2. Offshore business: for which the doors of traditional EU banks are now almost closed.
3. Startups and online services: that receive small payments, work with marketplaces such as Amazon and eBay, and need instant integration of payment gateways.

Account with a payment systemOpen company account with a payment system: options, timing, cost→

Classic reliability and status: open a European bank account for your UK Ltd or offshore company!

For large international business, work with major partners and long-term asset protection, having an account with a traditional European bank remains the main sign of stability. If your English company (UK Ltd) or offshore structure needs the highest level of trust in the global market, classic European banking will provide strong financial tools.

Today such an account can be opened fully remotely (online), without spending time on trips abroad.

Main advantages of an account with a traditional European bank

• access to international markets: You receive full access to the global financial system for convenient settlements with clients and partners around the world.
• asset protection and risk reduction: Traditional European banks offer a very high level of reliability. This allows you to diversify and protect capital from economic and political instability in your country of residence.
• high level of service and investments: You get access to quality European-level banking products, including favourable credit lines, trade finance, and the possibility to invest directly in business projects or commercial property abroad.
• deposit guarantee: Money in your company's account is protected by state deposit guarantee schemes used in the EU.

An individual approach is the key to successfully open a company account

Choosing a country and a specific bank should always be individual. There is no universal solution: the bank is selected for your specific tasks. We analyse in detail:

• the type and special features of your company's activity;
• the geography of your key partners and investors;
• the main settlement currencies (EUR, USD, GBP, CHF);
• the personal goals and long-term objectives of the business owners.

Account with a European bankOpen company account with a European bank: options, timing, cost→

Your capital deserves the best: open an account in Switzerland without borders and unnecessary travel!

The Swiss banking system is a symbol of maximum reliability, prestige and financial freedom. Today, to become a client of a leading global bank, non-residents no longer need to spend time on flights. Open a personal or investment account remotely while keeping full confidentiality.

Why do successful people choose Swiss banks?

• maximum security: One of the world's most secure systems for protecting funds. Swiss deposits are guaranteed by the state and insured at a high level.
• next-generation investments: You receive favourable interest rates for deposits, access to international markets and individual portfolio-management advice from leading experts.
• VIP service: Exclusive Private Banking services and your personal manager, ready to solve any task 24/7.
• excellent reputation: Worldwide recognition, a very strict level of confidentiality and respect for banking secrecy.

How to open an account online while in Ukraine?

You do not need to visit Switzerland for document processing. The process is fully adapted for your convenience. To confirm identity and successfully open an investment account, an individual only needs to choose one of two convenient formats:

1. Personal meeting with an official representative (banker) in Ukraine.
2. Video call — a fast and safe way to complete online verification from anywhere in the world.

How to open an account in Switzerland?

Swiss banks offer international clients a flexible account system that depends on the purpose of the capital, the citizenship and the tax residence of the owner.

Main types of accounts for international clients

• investment and savings accounts (Private Banking / Wealth Management). This is a key specialisation of the Swiss banking system. Such accounts are intended to preserve and grow large capital. Funds may be managed either by the client (Brokerage) or by professional bank managers (Asset Management).
• current (company and personal) accounts. Used for regular payments, payment for services and receiving income. It is quite difficult for international clients to open only a current account with a traditional Swiss bank — banks often require a minimum balance or an investment portfolio to be opened at the same time.
• accounts for crypto assets and digital currencies. A number of modern Swiss banks, for example Sygnum, AMINA Bank and Dukascopy, offer special accounts for holding and trading cryptocurrencies and for integrating crypto with traditional money.
• multi-currency accounts. They allow you to hold funds and make transactions in dozens of different currencies (CHF, EUR, USD, GBP and others) within one account, reducing conversion costs.
• trust and fund accounts. Opened for legal structures, family offices and trusts for asset protection, inheritance planning and tax optimisation.

Account with a Swiss bankOpen bank account in Switzerland: options, timing, cost→